NWBI · NASDAQ · Banks - Regional

Northwest Bancshares (NWBI)

Personal and commercial banking across four states, with specialty lending nationwide.

$12.26
After hours−2.96 (−19.42%)
At close$15.22(−0.56%)
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Northwest Bancshares, Inc.NWBI
Financial sector

Provides personal and business deposits, residential and consumer credit, commercial and commercial-real-estate loans, treasury management, and wealth services through Northwest Bank. Its branch franchise spans Pennsylvania, New York, Ohio, and Indiana, while specialty commercial teams originate selected credits nationwide.

Operates Northwest Bank, a community-oriented savings bank providing checking and savings accounts, residential mortgages, home-equity and consumer loans, and business banking across Pennsylvania, western New York, northeastern Ohio, and Indiana. The Penns Woods acquisition broadened its Pennsylvania network, while the holding company remains based in Columbus and the bank in Warren.

Commercial banking covers business and commercial-real-estate credit, treasury management, and nationally originated specialty finance, including SBA, equipment, restaurant and franchise, sponsor, sports, and corporate lending. Investment management, trust, employee-benefit, and wealth services add fee-based offerings alongside lending and deposits.

Earnings depend chiefly on interest collected from loans and securities versus the cost of deposits and borrowings. Credit quality, access to deposits, regulatory capital requirements, and the integration of acquired banks shape the balance sheet.

Company facts

CEOLouis J. Torchio
ListedDec 18, 2009
ExchangeNASDAQ
HeadquartersColumbus, OH
CountryUnited States
Employees2,233
CIK0001471265
ISINUS6673401039

Market cap$2.24B
EPS (ttm)$1.03
P/E (ttm)14.82
ROE8.1%
P/B1.16
P/S2.66
Dividend yieldDiv yield5.23%
Beta0.42vs XLF 0.86

Price target$17.50+14.7%Average of 15 analysts
ConsensusHold9 of 15 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Aug 4, 2026Truist FinancialTarget
Target: $16
Target: $18
Jul 29, 2026DA DavidsonReiterate
Rating: Target: $15
Rating: NeutralTarget: $17
May 1, 2026Truist FinancialTarget
Target: $15
Target: $16
Apr 29, 2026DA DavidsonReiterate
Rating: Target: $14
Rating: NeutralTarget: $15
Dec 17, 2025Piper SandlerTarget
Target: $10
Target: $13

Next report
Oct 26, 26
in 34 days
EPS estimate
$0.35
Revenue estimate
$183.6M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.27$0.35$0.30$0.29$0.33$0.35$0.37Pending
Estimate$0.25$0.24$0.28$0.30$0.31$0.30$0.34$0.35
Surprise+6.6%+43.9%+7.1%−2.8%+6.5%+16.7%+10.0%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$153.4M$155.8M$149.5M$167.4M$179.9M$175.1M$181.2MPending
Estimate$143.9M$145.1M$165.6M$166.0M$174.2M$173.5M$179.2M$183.6M
Surprise+6.6%+7.4%−9.7%+0.9%+3.3%+0.9%+1.1%
Estimate$0.35
ReportedDue Oct 26, 2026
Estimate$183.6M
ReportedDue Oct 26, 2026
View details

Debt to equity44.50%
Current ratio93.20%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$198.7M$209.9M$208.6M$201.7M$226.1M$240.6M$234.1M$142.7M
Net income$33.6M$32.8M$43.5M$33.7M$3.2M$45.7M$50.5M$53.5M
Net margin16.9%15.6%20.8%16.7%1.4%19.0%21.6%37.5%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$43.5M$42.4M$56.5M$44.1M$3.5M$60.7M$66.7M$3.5M
YoY growth−14.1%+15.0%+49.8%+642.1%−92.0%+43.2%+17.9%−92.0%

Balance sheet, Jun 30, 2026Cash & short-term investments $2.08B · Total debt $857.1M · Total assets $17.21B · Shareholders' equity $1.93B

Revenue
$142.7M
Operating income
$3.5M
Net income
$53.5M
View details

Dividend yield
5.23%
Next ex-date
Nov 6, 26
estimated · in 45 days
Annual dividend
$0.80
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.20$0.20$0.20$0.20$0.20$0.20$0.20$0.20
Annual yield5.51%6.27%6.39%6.96%6.88%6.04%5.78%5.11%
Ex-dateNov 8Feb 3May 8Aug 8Nov 6Feb 5May 7Aug 6
Payment dateNov 18Feb 14May 20Aug 19Nov 18Feb 18May 20Aug 18
View details

Institutions71.24%104.33M shares
316 holders · as of Jun 30, 2026
Insiders1.28%1.88M shares
29 holders · as of Aug 20, 2026
Other27.48%40.24M shares
remainder

146.46M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
14.42%21.12Mas of Jun 30, 2026
State Street CorpInstitution
7.41%10.86Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
6.23%9.12Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
6.20%9.09Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.58%6.71Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 20, 2026Charles E. Kranichdirector+1,635$15.28
Jul 30, 2026James M. Colestroofficer: Chief Retail Lending Officer−13,274$15.77
May 27, 2026Timothy M. Hunterdirector+10,000$13.97
Apr 30, 2026Carey A. Barnumofficer: Chief Auditor−1,351$13.97
May 1, 2026Urich T. Bowersofficer: Chief Cons. Banking /Strat Off+7,000$13.98
View details

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CompareAfter hours

CompanyPriceChange
Northwest Bancshares$12.26−19.42%$2.24B14.810.82.7+21.2%
F.N.B.$17.62−0.06%$6.38B10.79.92.4+5.6%
First Commonwealth Financial$20.74−0.02%$2.14B12.911.13.4+6.5%
KeyCorp$20.53+0.24%$22.53B12.110.52.1+7.3%
Huntington Bancshares$15.74+0.35%$32.41B12.09.22.2+47.4%
S&T Bancorp$49.250.00%$1.75B13.312.43.1+5.2%
Citizens Financial Group$65.02−0.73%$28.49B14.611.12.5+12.1%
Old National Bancorp$25.03+0.02%$9.66B11.19.22.4+12.3%
Median12.110.52.4+7.3%