FNB · NYSE · Banks - Regional

F.N.B. (FNB)

Provides regional commercial and consumer banking alongside wealth management and insurance services.

$17.63
vs last close+0.00 (+0.03%)
Loading prices…

F.N.B. CorporationFNB
Financial sector

Provides commercial and consumer banking, wealth-management, and insurance services through First National Bank of Pennsylvania and related businesses. Its operating model pairs local decision-making with centralized operations, support, and risk functions across a multi-state footprint.

Provides commercial and consumer banking through First National Bank of Pennsylvania, alongside Wealth Management and Insurance segments. Wealth Management includes a federally chartered trust company and broker-dealer services delivered through a third-party networking arrangement.

Operations span a multi-state footprint including Washington, D.C. Local management retains some decision-making autonomy, while operations, support, and risk functions are centralized to support consistent quality and economies of scale.

Acquisitions of banks and financial-services businesses remain part of the growth model. That strategy depends on transaction analysis, integration, information quality, and the assumptions made in each acquisition.

Company facts

CEOVincent J. Delie, Jr.
ListedDec 17, 2003
ExchangeNYSE
HeadquartersPittsburgh, PA
CountryUnited States
Employees4,282
CIK0000037808
ISINUS3025201019

Market cap$6.27B
EPS (ttm)$1.68
P/E (ttm)10.49
ROE8.9%
P/B0.9171
P/S2.32
Dividend yieldDiv yield2.84%
Beta0.83vs XLF 1.07

Unavailable right now.

Next report
Oct 15, 26
in 22 days
EPS estimate
$0.43
Revenue estimate
$475.7M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.38$0.32$0.36$0.41$0.50$0.38$0.42Pending
Estimate$0.33$0.30$0.33$0.37$0.41$0.38$0.42$0.43
Surprise+15.2%+7.6%+9.1%+9.5%+22.0%−1.0%+0.2%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$373.0M$411.2M$438.2M$457.0M$457.8M$450.3M$462.7MPending
Estimate$408.2M$410.3M$424.4M$447.7M$458.0M$454.0M$467.1M$475.7M
Surprise−8.6%+0.2%+3.3%+2.1%−0.1%−0.8%−1.0%
Estimate$0.43
ReportedDue Oct 15, 2026
Estimate$475.7M
ReportedDue Oct 15, 2026
View details

Debt to equity72.70%
Current ratio15.90%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$672.0M$620.0M$647.2M$674.0M$694.0M$679.8M$660.3M$675.0M
Net income$110.0M$110.0M$116.5M$130.0M$150.0M$168.7M$137.0M$148.7M
Net margin16.4%17.7%18.0%19.3%21.6%24.8%20.8%22.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$140.0M$102.0M$147.3M$166.0M$190.0M$165.7M$173.9M$188.1M
YoY growth−14.6%+72.9%−5.6%+5.7%+35.7%+62.5%+18.1%+13.3%

Balance sheet, Jun 30, 2026Cash & short-term investments $426.0M · Total debt $4.97B · Total assets $51.00B · Shareholders' equity $6.84B

Revenue
$675.0M
Operating income
$188.1M
Net income
$148.7M
View details

Dividend yield
2.84%
Next ex-date
Dec 1, 26
estimated · in 69 days
Annual dividend
$0.50
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26Sep '26
Dividend$0.12$0.12$0.12$0.12$0.12$0.12$0.13$0.13
Annual yield2.85%3.31%3.51%2.93%2.88%2.79%2.87%2.80%
Ex-dateDec 2Mar 3Jun 2Sep 2Dec 1Mar 2Jun 1Sep 1
Payment dateDec 15Mar 15Jun 15Sep 15Dec 15Mar 16Jun 15Sep 15
View details

Institutions94.20%332.53M shares
531 holders · as of Jun 30, 2026
Insiders1.61%5.67M shares
18 holders · as of Aug 7, 2026
Other4.19%14.81M shares
remainder

353.00M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
13.24%46.72Mas of Jun 30, 2026
FMR LLCInstitution
7.58%26.76Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
5.69%20.10Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
5.68%20.04Mas of Jun 30, 2026
First Trust Portfolios L.P.Institution
5.15%18.17Mfiled Jul 27, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 6, 2026Bryant Mitchell Davidofficer: Chief Wholesale Banking Office−4,055$19.25
Jun 12, 2026Gary L. Guerrieriofficer: Chief Credit Officer−19,000$18.53
Dec 10, 2025Gary L. Guerrieriofficer: Chief Credit Officer−15,000$17.67
Dec 2, 2025James L. Duteyofficer: Corporate Controller−40,000$16.75
View details

  • PNC Financial Services Group

    Retail, commercial and wealth-management banking overlap

  • Truist Financial

    Carolinas banking overlap in consumer, commercial, and wealth services

  • M&T Bank

    Retail, commercial and wealth-management banking overlap

  • Huntington Bancshares

    Regional-banking rivalry across consumer, commercial and wealth services

  • KeyCorp

    Ohio/Pennsylvania overlap in retail, commercial, and wealth banking

  • WesBanco

    Regional banking, wealth and insurance overlap in PA, OH, WV and MD

Compare

CompanyPriceChange
F.N.B.$17.63+0.03%$6.27B10.59.92.3+5.6%
PNC Financial Services Group$226.72−0.54%$90.96B12.511.12.6+21.4%
Truist Financial$47.74−0.69%$59.89B11.410.12.0+6.5%
M&T Bank$222.20−0.55%$32.38B11.811.22.6+5.7%
Huntington Bancshares$15.55−0.86%$31.70B11.79.42.2+47.4%
KeyCorp$20.48−0.02%$22.11B11.910.52.1+7.3%
WesBanco$38.42−0.18%$3.69B10.910.52.4+6.3%
Median11.710.52.3+6.9%