California BanCorp (BCAL)
Runs relationship-based commercial banking through a statewide California branch and banking-office network.
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Provides commercial banking and related financial services to individuals, professionals, and small and midsize businesses across California. The post-merger platform operates as a single commercial-banking segment, with branches and commercial banking offices connecting local clients to decision makers.
Operates California Bank of Commerce, N.A., a national-bank subsidiary serving individuals, professionals, and small- to medium-sized businesses. The bank reports a single commercial-banking segment and delivers relationship-based financial products and services through branches and commercial banking offices across California.
The current platform came from Southern California Bancorp's 2024 merger with predecessor California BanCorp, combining Southern California branches with Northern California lending and banking offices. Management frames the model around accessible decision makers, client partnerships, and organic loan and deposit growth.
The business depends on California commercial-banking relationships, core deposits, credit quality, merger-platform integration, and national-bank regulation by the Office of the Comptroller of the Currency.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Aug 20, 2026 | Raymond James | Initiate | Rating: —Target: — | Target: $25 |
| Jul 29, 2026 | Stephens | Reiterate | Rating: —Target: $19 | Target: $24 |
| Jul 28, 2026 | DA Davidson | Reiterate | Rating: —Target: $22 | Target: $25 |
| Apr 29, 2026 | DA Davidson | Reiterate | Rating: —Target: $21 | Target: $22 |
| Oct 29, 2025 | D.A. Davidson | Target | Target: — | Target: $21 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $364.0M · Total debt $53.0M · Total assets $4.03B · Shareholders' equity $586.6M
- Revenue
- $56.4M
- Operating income
- $19.8M
- Net income
- $14.3M
HistoryDividendAnnual yield
| Institutions | ≈ 71.12% | 22.88M shares | |
|---|---|---|---|
| 149 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 7.66% | 2.46M shares | |
| 20 holders · as of Sep 9, 2026 | |||
| Other | ≈ 21.22% | 6.83M shares | |
| remainder | |||
32.16M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Wellington Management Group LLPInstitution | 7.61% | 2.45M | as of Jun 30, 2026 |
FJ Capital Management LLCInstitution | 6.39% | 2.05M | as of Jun 30, 2026 |
AllianceBernstein L.P.Institution | 6.07% | 1.95M | as of Jun 30, 2026 |
BlackRock, Inc.Institution | 5.99% | 1.93M | as of Jun 30, 2026 |
Endeavour Capital Advisors IncInstitution | 5.15% | 1.66M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 4, 2026 | Frank L. Muller | director | +450 | $22.13 |
| Jul 31, 2026 | Lester Machado | director | −7,500 | $21.19 |
| May 8, 2026 | Richard Hernandez | officer: President | −17,000 | $19.12 |
| May 7, 2026 | David I. Rainer | director, officer: Executive Chairman | −75,000 | $19.00 |
| Mar 6, 2026 | Jean Carandang | officer: Bank Chief Financial Officer | −8,000 | $17.90 |
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CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| California BanCorp | $21.50 | 0.00% | $691.9M | 11.7 | 12.1 | 3.0 | +1.4% |
| Banc of California | $18.19 | +0.48% | $2.81B | — | 9.5 | 1.6 | +4.7% |
| CVB Financial | $22.16 | −0.05% | $3.22B | 14.8 | 12.0 | 4.6 | +42.0% |
| Preferred Bank | $106.29 | −0.06% | $1.26B | 9.7 | 9.9 | 2.5 | +4.0% |
| Five Star Bancorp | $44.17 | 0.00% | $1.07B | 13.1 | 12.6 | 3.8 | +25.1% |
| Bank of Hope | $13.78 | −0.04% | $1.77B | 13.8 | 10.6 | 1.7 | +56.3% |
| RBB | $26.79 | −0.07% | $453.0M | 11.0 | 11.4 | 1.9 | +11.5% |
| PCB | $27.66 | +0.11% | $393.2M | 9.6 | 9.4 | 1.8 | +4.8% |
| Bank of Marin | $28.00 | 0.00% | $454.9M | 6.9 | 12.1 | 2.3 | +73.1% |
| Median | 11.0 | 11.0 | 2.1 | +18.3% |