CLST · NASDAQ · Banks - Regional

Catalyst Bancorp (CLST)

Provides commercial and retail banking through Catalyst Bank in south-central Louisiana.

$18.00
vs last close−0.15 (−0.83%)
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Catalyst Bancorp, Inc.CLST
Financial sector

Commercial and retail banking is delivered through Catalyst Bank, the wholly owned subsidiary of Catalyst Bancorp. Deposits fund lending and investment securities, anchoring a localized community-bank model in south-central Louisiana that has expanded into Southwest Louisiana.

Commercial and retail banking are provided through Catalyst Bank, the wholly owned operating subsidiary of Catalyst Bancorp. The bank serves south-central Louisiana’s Acadiana region and has expanded its Southwest Louisiana footprint through the Lakeside acquisition.

Customer deposits supply funding for lending and investment securities, making the relationship between deposits and locally deployed credit central to the business. The company frames the franchise around local relationships and local decision-making.

The public holding company emerged from a mutual-to-stock conversion of the long-running St. Landry Homestead institution, and Catalyst Bank became the operating name after a rebrand. Competition for deposits and loans spans banks, credit unions, mortgage lenders, funds, brokerages, insurers and other non-depository institutions, including providers with greater financial resources.

Company facts

CEOJoseph B. Zanco
ListedOct 13, 2021
ExchangeNASDAQ
HeadquartersOpelousas, LA
CountryUnited States
Employees49
CIK0001849867
ISINUS14888L1017

Market cap$73.5M
EPS (ttm)$0.5600
P/E (ttm)32.41
ROE2.5%
P/B0.8911
P/S4.72
Dividend yieldDiv yield
Beta−0.05vs XLF 0.04

No analyst consensus on record.

EPSReportedEstimate

Jan '25Mar '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26
Reported$0.16$0.16$0.16$0.14$0.13$0.13$0.15$0.14
Estimate
Surprise

RevenueReportedEstimate

Jan '25Mar '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26
Reported$4.3M$3.8M$3.9M$3.8M$3.9M$3.9M$3.9M
Estimate
Surprise
Estimate
Reported$0.14
Estimate
Reported$3.9M
View details

Debt to equity11.90%
Current ratio3.00%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$4.3M$3.8M$3.9M$3.8M$3.8M$3.9M$3.9M$3.9M
Net income$447.0K$626.0K$586.0K$521.0K$489.0K$456.0K$558.0K$524.0K
Net margin10.5%16.3%15.0%13.8%12.9%11.7%14.2%13.3%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$555.0K$771.0K$720.0K$634.0K$599.0K$551.0K$684.0K$676.0K
YoY growth+220.8%+101.8%Turned profit−2.0%+7.9%−28.5%−5.0%+6.6%

Balance sheet, Jun 30, 2026Cash & short-term investments $51.2M · Total debt $9.8M · Total assets $290.0M · Shareholders' equity $82.5M

Revenue
$3.9M
Operating income
$676.0K
Net income
$524.0K
View details

No dividends on record.

Institutions30.42%1.23M shares
23 holders · as of Jun 30, 2026
Insiders6.81%274.8K shares
10 holders · as of Sep 18, 2026
Other62.77%2.53M shares
remainder

4.03M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Catalyst Bancorp, Inc. Employee Stock Ownership PlanInstitution
10.33%416,791filed Feb 13, 2026
Stilwell Value LLCInstitution
9.03%364,085as of Jun 30, 2026
Graham Capital Wealth Management, LLCInstitution
4.86%195,939as of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.70%189,486as of Jun 30, 2026
Knott David M JrInstitution
2.83%114,000as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Jun 10, 2026Kirk E. Kleiserdirector−1,000$16.04
Jun 10, 2026Kirk E. Kleiserdirector+6,200$16.11
Oct 28, 2025Kirk E. Kleiserdirector−4,750$13.40
Oct 28, 2025Kirk E. Kleiserdirector+4,750$13.41
View details

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