ISTR · NASDAQ · Banks - Regional

Investar (ISTR)

Runs a founder-led community bank serving Louisiana, Texas, and Alabama.

$29.95
vs last close+0.03 (+0.10%)
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Investar Holding CorporationISTR
Financial sector

Operates a single banking segment through Investar Bank, making money mainly from loans, securities, and service fees. The business serves individuals, professionals, and small-to-medium-sized businesses across Louisiana, Texas, and Alabama.

Offers commercial real estate, commercial-and-industrial, construction, residential, and consumer loans alongside deposit accounts, treasury management, payments, and digital banking. Income comes mainly from loan interest, with securities and loan or deposit service fees adding smaller streams.

Serves local markets in Louisiana, Texas, and Alabama through a branch network expanded by whole-bank acquisitions and selective footprint changes. The bank emphasizes local access, responsive service, and competitive products while using digital tools such as online account opening, mobile banking, and ITMs.

Depends on loan and deposit competition, interest-rate management, commercial credit quality, deposit funding, branch efficiency, and bank capital and liquidity rules.

Company facts

CEOJohn J. D'Angelo
ListedJul 1, 2014
ExchangeNASDAQ
HeadquartersBaton Rouge, LA
CountryUnited States
Employees431
CIK0001602658
ISINUS46134L1052

Market cap$411.4M
EPS (ttm)$2.38
P/E (ttm)12.57
ROE9.4%
P/B0.9792
P/S2.18
Dividend yieldDiv yield1.50%
Beta0.53vs XLF 0.80

Price target$31.50+5.3%Average of 6 analysts
ConsensusBuy3 of 6 analysts
Ratings

Target rangeAs of Sep 21, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Apr 23, 2026Piper SandlerDowngrade
Rating: OverweightTarget: $29
Rating: NeutralTarget: $31.50
Oct 21, 2025Piper SandlerReiterate
Rating: Target: $13.50
Rating: OverweightTarget: $29
Apr 22, 2025Piper SandlerUpgrade
Rating: Neutral
Rating: Overweight

Next report
Oct 19, 26
estimated · in 27 days
EPS estimate
$0.76
Revenue estimate
$37.5M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.61$0.64$0.47$0.54$0.58$0.87$0.75Pending
Estimate$0.39$0.35$0.40$0.48$0.54$0.69$0.71$0.76
Surprise+56.7%+82.9%+17.5%+12.5%+7.4%+26.1%+6.1%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$22.6M$20.4M$22.2M$24.1M$23.5M$35.6M$36.5MPending
Estimate$20.9M$21.1M$21.2M$24.5M$24.4M$36.4M$36.4M$37.5M
Surprise+8.4%−3.2%+5.0%−1.3%−3.8%−2.1%+0.5%
Estimate$0.76
ReportedDue Oct 19, 2026
Estimate$37.5M
ReportedDue Oct 19, 2026
View details

Debt to equity46.30%
Current ratio17.10%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$39.3M$40.7M$36.4M$38.0M$40.1M$39.0M$53.2M$56.3M
Net income$5.4M$6.1M$6.3M$4.5M$6.2M$5.9M$12.0M$9.5M
Net margin13.7%15.0%17.3%11.8%15.4%15.2%22.6%16.8%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$6.2M$7.3M$7.7M$5.4M$7.5M$7.2M$9.8M$11.8M
YoY growth+83.2%+66.7%+26.7%+11.1%+21.2%−1.0%+27.3%+118.1%

Balance sheet, Jun 30, 2026Cash & short-term investments $535.0M · Total debt $194.4M · Total assets $3.86B · Shareholders' equity $420.1M

Revenue
$56.3M
Operating income
$11.8M
Net income
$9.5M
View details

Dividend yield
1.50%
Next ex-date
Sep 30, 26
in 8 days
Annual dividend
$0.45
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yieldUpcoming

Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26Sep '26
Dividend$0.105$0.105$0.11$0.11$0.11$0.11$0.12$0.12
Annual yield1.87%2.36%2.20%1.85%1.63%1.61%1.50%1.53%
Ex-dateDec 31Mar 31Jun 30Sep 30Dec 31Mar 31Jun 30Sep 30
Payment dateJan 31Apr 30Jul 31Oct 31Jan 30Apr 30Jul 31Oct 30
View details

Institutions≈ 58.73%8.10M shares
125 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail
Insiders9.51%1.31M shares
17 holders · as of Aug 4, 2026
Strategic holders7.00%965.1K shares
1 holder · as of May 15, 2026
Other≈ 24.76%3.42M shares
remainder

13.79M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
9.11%1.26Mas of Jun 30, 2026
Wellington Management Group LLPStrategic
7.00%965,080filed May 15, 2026
Vanguard Capital Management LLCInstitution
3.96%545,555as of Jun 30, 2026
David A. FlackInsiderdirector
3.75%517,708filed Jan 23, 2026
Dimensional Fund Advisors LPInstitution
3.74%516,506as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Apr 23, 2026Robert Chris Jordandirector+2,000$27.36
Mar 12, 2026Robert Chris Jordandirector+1,550$26.85
Jan 27, 2026John J. D'Angelodirector, officer: Chief Executive Officer−26,163$28.01
View details

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