First Guaranty Bancshares (FGBI)
Provides commercial and consumer banking through First Guaranty Bank.
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Provides relationship-based commercial and consumer banking through First Guaranty Bank. The community-banking model serves markets in Louisiana, Texas, Kentucky, and West Virginia.
Operating through First Guaranty Bank, the holding company provides relationship-based commercial and consumer banking. Its single reportable segment is community banking, combining deposit services with commercial and consumer lending for business and household customers. The branch network provides a local presence through which the bank serves its markets.
Operations are concentrated in Louisiana and Texas, with additional markets in Kentucky and West Virginia. The company’s footprint grew through branch and deposit acquisitions that connected south Louisiana with north Louisiana and Texas operations. Credit quality and loan-portfolio risk management shape the business, alongside a stated focus on controlled asset growth and cost reductions.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
No analyst notes in the last 24 months.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $1.99B · Total debt $186.3M · Total assets $3.90B · Shareholders' equity $227.4M
- Revenue
- $28.6M
- Operating income
- $4.3M
- Net income
- $3.4M
HistoryDividendAnnual yieldUpcoming
| Institutions | 8.61% | 1.42M shares | |
|---|---|---|---|
| 42 holders · as of Jun 30, 2026 | |||
| Insiders | 55.59% | 9.15M shares | |
| 8 holders · as of Sep 11, 2026 | |||
| Other | 35.80% | 5.89M shares | |
| remainder | |||
16.46M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Edgar R. III Smith1Insiderdirector, 10 percent owner | 19.37% | 2.87M | filed Jul 1, 2026 |
Betsy Kent HoodInsiderdirector, 10 percent owner | 15.35% | 2.53M | filed Apr 24, 2026 |
Marshall T. ReynoldsInsiderdirector, 10 percent owner | 13.02% | 2.14M | filed May 5, 2026 |
Douglas V. ReynoldsInsider | 3.81% | 626,468 | filed Feb 14, 2024 |
Bruce McAnallyInsiderdirector | 2.70% | 444,840 | filed May 4, 2026 |
- Edgar R. III Smith's own ownership statement (13D, Jan 5, 2026) plus the 322.0K net shares acquired since reports fewer shares than the transaction reports; the statement is used.
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 17, 2026 | Bruce McAnally | director | +500 | $17.60 |
| Sep 16, 2026 | Bruce McAnally | director | +20 | $17.60 |
| Sep 15, 2026 | Bruce McAnally | director | +860 | $17.74 |
| Sep 15, 2026 | Robert W. Walker | director | +4,000 | $17.74 |
| Sep 10, 2026 | Robert W. Walker | director | +8,500 | $10.91 |
- Hancock Whitney
Gulf South commercial and consumer banking across Louisiana and Texas
- Business First Bancshares
Louisiana and Texas commercial and personal banking overlap
- Origin Bancorp
North Louisiana and Texas commercial banking and deposits overlap
- Home Bancorp
South Louisiana and Greater Houston community-banking overlap
- City
West Virginia and Kentucky community-banking services overlap
CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| First Guaranty Bancshares | $8.37 | −0.24% | $140.4M | — | 16.5 | 0.7 | +1.2% |
| Hancock Whitney | $73.57 | −0.03% | $6.05B | 14.6 | 10.6 | 3.1 | +7.8% |
| Business First Bancshares | $30.67 | −0.03% | $1.00B | 10.9 | 9.8 | 2.2 | +17.2% |
| Origin Bancorp | $53.17 | −0.04% | $1.66B | 16.8 | 12.5 | 2.7 | +27.0% |
| Home Bancorp | $68.11 | +0.03% | $536.1M | 11.4 | 11.2 | 2.5 | +7.2% |
| City | $139.59 | −0.11% | $1.98B | 15.3 | 14.9 | 5.2 | +7.7% |
| Median | 14.6 | 11.2 | 2.7 | +7.8% |