OBK · NYSE · Banks - Regional

Origin Bancorp (OBK)

Runs relationship banking across the Gulf South and Texas, with Forth Insurance.

$53.17
After hours−0.02 (−0.04%)
At close$53.19(−0.84%)
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Origin Bancorp, Inc.OBK
Financial sector

Provides commercial, real estate, consumer banking, deposit services, and insurance through Origin Bank and Forth Insurance. The model is one community-banking segment rooted in the 1912 Bank of Choudrant, concentrated in Louisiana, Texas, Mississippi, Alabama, and the Florida Panhandle.

Provides relationship banking through Origin Bank, with commercial, real estate, and consumer loans, checking and savings accounts, time deposits, and related branch services inside one community-banking segment. Forth Insurance adds insurance agency products and services.

Serves businesses, municipalities, and personal clients from a Ruston base across Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, Alabama, and the Florida Panhandle. The franchise grew from the 1912 Bank of Choudrant through bank and insurance acquisitions, including the BTH Bank transaction that strengthened East Texas and Dallas/Fort Worth.

Execution centers on deposit gathering, commercial credit selection, relationship banking, and branch productivity under the Optimize Origin initiative. Results are shaped by bank regulation, funding costs, and a loan book weighted toward commercial and commercial real-estate credit.

Company facts

CEODrake Mills
ListedMay 22, 2023
ExchangeNYSE
HeadquartersRuston, LA
CountryUnited States
Employees988
CIK0001516912
ISINUS68621T1025

Market cap$1.66B
EPS (ttm)$3.20
P/E (ttm)16.76
ROE8.0%
P/B1.29
P/S2.71
Dividend yieldDiv yield1.49%
Beta0.57vs XLF 0.95

Price target$55.00+3.1%Average of 5 analysts
ConsensusBuy4 of 5 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 24, 2026Piper SandlerReiterate
Rating: Target: $55
Rating: NeutralTarget: $56
Jul 13, 2026Piper SandlerDowngrade
Rating: Overweight
Rating: Neutral
Jul 12, 2026Piper SandlerDowngrade
Rating: OverweightTarget: $43
Rating: NeutralTarget: $55
Apr 24, 2026StephensTarget
Target:
Target: $54
Jan 30, 2026DA DavidsonReiterate
Rating: Target:
Rating: BuyTarget: $49

Next report
Oct 28, 26
in 36 days
EPS estimate
$1.07
Revenue estimate
$111.6M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.46$0.71$0.47$0.27$0.95$0.89$1.09Pending
Estimate$0.52$0.68$0.78$0.89$0.88$0.90$1.00$1.07
Surprise−11.5%+4.4%−39.7%−69.7%+8.0%−1.1%+9.4%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$77.6M$95.2M$84.7M$108.3M$103.4M$104.0M$107.6MPending
Estimate$89.5M$96.4M$98.4M$100.1M$100.2M$104.0M$108.0M$111.6M
Surprise−13.3%−1.3%−13.9%+8.2%+3.2%0.0%−0.3%
Estimate$1.07
ReportedDue Oct 28, 2026
Estimate$111.6M
ReportedDue Oct 28, 2026
View details

Debt to equity10.70%
Current ratio1.40%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$159.5M$139.1M$149.2M$137.2M$160.7M$151.4M$148.1M$151.1M
Net income$18.6M$14.3M$22.4M$14.6M$8.6M$29.5M$27.7M$33.8M
Net margin11.7%10.3%15.0%10.7%5.4%19.5%18.7%22.4%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$23.7M$18.0M$28.5M$18.7M$11.0M$40.6M$35.3M$43.1M
YoY growth−21.3%+2.6%−1.1%−30.2%−53.6%+125.7%+23.6%+131.1%

Balance sheet, Jun 30, 2026Cash & short-term investments $125.0M · Total debt $136.9M · Total assets $10.28B · Shareholders' equity $1.28B

Revenue
$151.1M
Operating income
$43.1M
Net income
$33.8M
View details

Dividend yield
1.49%
Next ex-date
Nov 14, 26
estimated · in 53 days
Annual dividend
$0.80
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.15$0.15$0.15$0.15$0.15$0.15$0.25$0.25
Annual yield1.74%1.49%1.76%1.64%1.72%1.37%1.54%1.47%
Ex-dateNov 15Feb 14May 15Aug 15Nov 14Feb 13May 15Aug 14
Payment dateNov 29Feb 28May 30Aug 29Nov 28Feb 27May 29Aug 31
View details

Institutions68.53%21.18M shares
208 holders · as of Jun 30, 2026
Insiders5.29%1.63M shares
19 holders · as of Aug 21, 2026
Other26.18%8.09M shares
remainder

30.90M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
8.36%2.58Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
4.80%1.48Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.22%1.30Mas of Jun 30, 2026
State Street CorpInstitution
3.64%1.13Mas of Jun 30, 2026
Silvercrest Asset Management Group LLCInstitution
3.39%1.05Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 7, 2026Cecil W. Jonesdirector+3,700$53.86
Dec 26, 2025Meryl Kennedy Farrdirector−2,265$38.37
Nov 4, 2025Cecil W. Jonesdirector+8,500$34.71
Oct 27, 2025Derek McGeeofficer: Chief Legal Counsel+968$34.19
Oct 27, 2025Preston Mooreofficer: Chief Credit & Banking Officer+7,500$34.27
View details

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CompareAfter hours

CompanyPriceChange
Origin Bancorp$53.17−0.04%$1.66B16.812.52.7+27.0%
Hancock Whitney$73.57−0.03%$6.05B14.610.63.1+7.8%
Huntington Bancshares$15.68−0.04%$32.41B12.09.22.2+47.4%
Business First Bancshares$30.67−0.03%$1.00B10.99.82.2+17.2%
Home Bancorp$68.11+0.03%$536.1M11.411.22.5+7.2%
Southside Bancshares$31.17−0.10%$937.8M12.49.92.0+10.2%
Investar$29.89+0.10%$411.4M12.69.62.2+64.5%
Trustmark$45.94−0.02%$2.72B11.811.22.3−14.3%
Red River Bancshares$101.21−0.07%$669.1M14.613.63.8+11.8%
Median12.210.22.3+11.0%