Home Bancorp (HBCP)
Operates Home Bank across Louisiana, Natchez, and Houston.
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Runs a community-bank franchise centered on deposits, lending, and fee services through Home Bank, N.A. The footprint is concentrated in southern Louisiana with extensions into Natchez and Houston.
Runs Home Bank, N.A., a nationally chartered community bank that gathers deposits, makes loans, and earns fee income from account services, bank cards, treasury services, and related banking activity.
The franchise is rooted in Lafayette and southern Louisiana, with added exposure in Natchez, Mississippi, and the Houston area. Post-IPO growth has come through branch expansion and six whole-bank acquisitions, including the Texan Bank deal that opened the Houston market.
Commercial real estate and construction lending are important parts of the loan book, so execution depends on local credit quality, deposit funding, and bank regulation. The holding company is regulated by the Federal Reserve, while the bank is regulated by the OCC.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 22, 2026 | Raymond James | Reiterate | Rating: —Target: $50 | Target: $74 |
| Apr 22, 2026 | Piper Sandler | Downgrade | ||
| Oct 21, 2024 | Raymond James | Upgrade | Target: — | Target: $50 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $597.3M · Total debt $54.8M · Total assets $3.60B · Shareholders' equity $453.5M
- Revenue
- $53.1M
- Operating income
- $14.6M
- Net income
- $11.6M
HistoryDividendAnnual yield
| Institutions | ≈ 54.17% | 4.26M shares | |
|---|---|---|---|
| 145 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 14.02% | 1.10M shares | |
| 14 holders · as of Aug 27, 2026 | |||
| Strategic holders | 5.40% | 425.1K shares | |
| 1 holder · as of Feb 3, 2023 | |||
| Other | ≈ 26.41% | 2.08M shares | |
| remainder | |||
7.87M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Martin FriedmanInsider | 8.14% | 640,884 | filed Feb 11, 2022 |
Home Bancorp, Inc. Employee Stock Ownership Plan TrustInstitution | 8.04% | 632,438 | filed Feb 13, 2019 |
Home Bancorp, Inc. Employee Stock Ownership PlanInstitution | 6.32% | 497,657 | filed Feb 13, 2026 |
BlackRock, Inc.Institution | 6.23% | 490,262 | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.66% | 445,732 | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 18, 2026 | John J. IV Zollinger | officer: SEVP, Chief Banking Officer | −750 | $71.68 |
| Jul 24, 2026 | John J. IV Zollinger | officer: SEVP, Chief Banking Officer | −800 | $69.39 |
| May 21, 2026 | Daniel G. Guidry | director | −1,000 | $65.01 |
| May 13, 2026 | David T. Kirkley | officer: SEVP & Chief Financial Officer | −655 | $62.80 |
| May 12, 2026 | David T. Kirkley | officer: SEVP & Chief Financial Officer | −220 | $63.27 |
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CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Home Bancorp | $68.11 | +0.03% | $536.1M | 11.4 | 11.2 | 2.5 | +7.2% |
| Hancock Whitney | $73.57 | −0.03% | $6.05B | 14.6 | 10.6 | 3.1 | +7.8% |
| Origin Bancorp | $53.17 | −0.04% | $1.66B | 16.8 | 12.5 | 2.7 | +27.0% |
| Business First Bancshares | $30.67 | −0.03% | $1.00B | 10.9 | 9.8 | 2.2 | +17.2% |
| Red River Bancshares | $101.21 | −0.07% | $669.1M | 14.6 | 13.6 | 3.8 | +11.8% |
| Investar | $29.89 | +0.10% | $411.4M | 12.6 | 9.6 | 2.2 | +64.5% |
| Renasant | $39.76 | −0.03% | $3.70B | 12.1 | 10.4 | 3.0 | +2.5% |
| Median | 13.6 | 10.5 | 2.8 | +14.5% |