Employers (EIG)
Specialist in workers' compensation coverage for lower-hazard small and mid-sized businesses.
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Writes workers' compensation insurance and related services for lower-hazard small and mid-sized employers. The business centers on guaranteed-cost coverage, Cerity direct sales, and excess coverage for self-insured enterprises, with state rules and California concentration shaping the book.
Guaranteed-cost workers' compensation is the core line, sold through insurance subsidiaries under the EMPLOYERS brand and supported by claims, loss-control, and risk-management services. Cerity adds a direct digital channel, while excess workers' compensation extends the portfolio to self-insured enterprises.
The footprint spans most U.S. states but excludes markets served only by state funds. California is the largest concentration, so state pricing, claims costs, and regulatory conditions shape the book.
Execution centers on small and mid-sized employers in lower-hazard industries, where agency access, service reliability, financial ratings, and claims payment speed drive competition. The company reports one segment, Insurance Operations.
Company facts
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $1.12B · Total debt $128.6M · Total assets $3.38B · Shareholders' equity $858.8M
- Revenue
- $220.2M
- Operating income
- $34.7M
- Net income
- $29.1M
HistoryDividendAnnual yield
| Institutions | 73.44% | 15.18M shares | |
|---|---|---|---|
| 228 holders · as of Jun 30, 2026 | |||
| Insiders | 1.99% | 410.5K shares | |
| 21 holders · as of Aug 19, 2026 | |||
| Other | 24.57% | 5.08M shares | |
| remainder | |||
20.67M company shares as of Aug 30, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Two share counts disagree (17.96M in the company's Sep 22, 2026 report, 20.67M elsewhere); stakes use the report.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 12.48% | 2.58M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 7.22% | 1.49M | as of Jun 30, 2026 |
State Street CorpInstitution | 3.94% | 814,542 | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 3.86% | 797,806 | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 3.82% | 788,935 | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Mar 9, 2026 | Ann Marie Smith | officer: Chief Actuarial and UW Officer | −5,000 | $39.29 |
| Mar 10, 2026 | Christina M. Ozuna | officer: Chief Claims Officer | −4,500 | $39.88 |
| Feb 24, 2026 | Michael Pedraja | officer: EVP, Chief Financial Officer | +2,000 | $39.73 |
| Nov 4, 2025 | Michael Pedraja | officer: EVP, Chief Financial Officer | +5,500 | $37.09 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Employers | $48.56 | +0.22% | $1.00B | 71.3 | 20.0 | 1.2 | −10.6% |
| The Hartford | $129.76 | −0.74% | $35.84B | 8.5 | 9.9 | 1.2 | +4.0% |
| Travelers | $363.06 | −2.17% | $77.41B | 9.9 | 12.1 | 1.6 | −4.8% |
| AMERISAFE | $24.67 | +0.44% | $459.4M | 9.9 | 12.8 | 1.4 | +6.0% |
| W. R. Berkley | $68.75 | −0.07% | $25.61B | 14.1 | 14.5 | 1.4 | +1.2% |
| Chubb | $336.17 | −0.32% | $130.11B | 11.9 | 12.0 | 2.1 | −1.3% |
| Selective Insurance Group | $87.78 | 0.00% | $5.23B | 10.9 | 10.3 | 1.0 | −8.0% |
| C.N.A. Financial | $47.63 | −0.35% | $12.93B | 10.5 | 10.3 | 0.9 | +3.0% |
| Old Republic International | $38.81 | −1.06% | $9.55B | 8.6 | 12.1 | 1.0 | +13.4% |
| Median | 10.2 | 12.1 | 1.3 | +2.1% |