National Bankshares (NKSH)
Operates a Virginia community-bank franchise alongside investment and insurance services.
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Operates National Bank, a Virginia community bank, alongside NBFS investment and insurance services. Its one-bank holding-company structure is concentrated in southwest, western, and central Virginia.
Operates National Bank, a community bank serving southwest, western, and central Virginia, with NBFS providing investment and insurance services in the same trade area. Its banking and financial-services operations share that Virginia trade area.
The banking franchise traces its operating predecessor to 1891 and combines 28 full-service offices with a Charlottesville loan production office. National Bankshares is the bank's one-bank holding company, a structure that includes NBFS and has expanded through local-bank acquisitions, including Frontier Community Bank.
The business is shaped by its Virginia-focused footprint, local community-bank operating identity, and one-bank holding-company structure.
Company facts
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $661.5M · Total debt $0 · Total assets $1.83B · Shareholders' equity $192.2M
- Revenue
- $6.9M
- Operating income
- −$6.0M
- Net income
- $5.0M
HistoryDividendAnnual yield
| Institutions | 36.44% | 2.32M shares | |
|---|---|---|---|
| 99 holders · as of Jun 30, 2026 | |||
| Insiders | 11.99% | 763.7K shares | |
| 17 holders · as of Jun 11, 2026 | |||
| Other | 51.57% | 3.28M shares | |
| remainder | |||
6.37M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
National Rural Electric Cooperative Association ("NRECA") (53-0116145)Insider | 9.38% | 597,102 | filed Feb 14, 2017 |
BlackRock, Inc.Institution | 8.31% | 529,524 | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 4.22% | 268,587 | as of Jun 30, 2026 |
Geode Capital Management, LLCInstitution | 2.59% | 164,939 | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 2.31% | 147,230 | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Mar 13, 2026 | Alan Jeffrey Sweet | director | +215 | $37.10 |
- Atlantic Union Bankshares
Statewide Virginia rival in deposits, lending, wealth and insurance
- Truist Financial
Large Virginia branch-bank rival in retail and commercial banking
- Wells Fargo
National-bank rival in local deposits, lending and wealth services
- Carter Bankshares
Virginia community-bank rival with branches in Blacksburg and Roanoke
- First Community Bankshares
Community-bank rival in central and southwestern Virginia banking
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| National Bankshares | $42.83 | +0.35% | $271.7M | 13.4 | 11.1 | 3.8 | −66.8% |
| Atlantic Union Bankshares | $38.74 | +0.16% | $5.52B | 11.6 | 10.0 | 2.5 | −3.5% |
| Truist Financial | $48.15 | +0.19% | $61.05B | 11.6 | 10.2 | 2.0 | +6.5% |
| Wells Fargo | $83.34 | +0.22% | $261.71B | 12.5 | 11.1 | 2.0 | +8.6% |
| Carter Bankshares | $30.28 | +0.13% | $680.4M | 5.2 | 12.9 | 2.0 | +72.0% |
| First Community Bankshares | $47.27 | 0.00% | $887.3M | 14.8 | 15.5 | 6.4 | +48.5% |
| Median | 11.6 | 11.1 | 2.0 | +8.6% |