AMTB · NYSE · Banks - Regional

Amerant Bancorp (AMTB)

Runs deposit, credit, treasury, wealth, and fiduciary services from a Florida branch base.

$29.06
vs last close−0.13 (−0.45%)
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Amerant Bancorp Inc.AMTB
Financial sector

Provides banking, lending, treasury, investment, wealth, mortgage-focused, and fiduciary services through Amerant Bank and Amerant Investments. The franchise is centered in Florida, reports one consolidated segment, and is preparing risk and compliance systems for regulatory requirements tied to crossing the bank-size threshold.

Operates through Amerant Bank, N.A. and Amerant Investments, offering deposits, credit, treasury management, investment and wealth management, retail banking, mortgage-focused services, and fiduciary services. Management reports one consolidated segment rather than separate business lines.

The franchise is concentrated in Florida, with banking centers in South Florida and Tampa, and serves individuals, businesses, and select international customers. Current strategy centers on relationship banking, operating efficiency, client profitability, and risk-management capability.

Execution depends on deposit costs, loan spreads, credit quality, and bank regulation. Amerant is winding down Amerant Mortgage and Elant Bank & Trust while continuing in-footprint mortgage service, and its compliance program is preparing for requirements tied to crossing the bank-size threshold.

Company facts

CEOCarlos Iafigliola
ListedAug 13, 2018
ExchangeNYSE
HeadquartersCoral Gables, FL
CountryUnited States
Employees694
CIK0001734342
ISINUS0235761014

Market cap$1.14B
EPS (ttm)$1.39
P/E (ttm)21.07
ROE6.6%
P/B1.25
P/S2.01
Dividend yieldDiv yield1.23%
Beta0.65vs XLF 1.20

Price target$25.00−14.4%Average of 7 analysts
ConsensusHold5 of 7 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Aug 12, 2026Stephens & Co.Downgrade
Rating: Overweight
Rating: Equal Weight
Jan 26, 2026Piper SandlerReiterate
Rating: Target: $22
Rating: OverweightTarget: $25
Jan 7, 2026Raymond JamesReiterate
Rating: Target: $21
Rating: OutperformTarget: $23
Oct 29, 2025Piper SandlerReiterate
Rating: Target: $26
Rating: OverweightTarget: $22
Oct 29, 2025Raymond JamesUpgrade
Rating: Market PerformTarget: $36
Rating: OutperformTarget: $21

Next report
Oct 27, 26
in 34 days
EPS estimate
$0.57
Revenue estimate
$103.4M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.50$0.24$0.57$0.39$0.53$0.44$0.53Pending
Estimate$0.27$0.40$0.38$0.53$0.36$0.43$0.39$0.57
Surprise+85.2%−40.0%+50.0%−26.4%+49.3%+2.3%+35.0%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$111.3M$104.9M$108.5M$108.5M$112.2M$97.7M$100.7MPending
Estimate$100.6M$101.8M$106.7M$110.2M$107.5M$100.7M$98.6M$103.4M
Surprise+10.6%+3.0%+1.7%−1.5%+4.4%−3.1%+2.1%
Estimate$0.57
ReportedDue Oct 27, 2026
Estimate$103.4M
ReportedDue Oct 27, 2026
View details

Debt to equity99.80%
Current ratio0.50%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$102.2M$149.9M$165.4M$169.2M$167.1M$153.6M$147.8M$100.7M
Net income−$48.2M$16.9M$12.0M$23.0M$14.8M$2.7M$22.9M$21.0M
Net margin0.0%11.3%7.2%13.6%8.8%1.8%15.5%20.9%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income−$61.9M$18.0M$15.4M$29.8M$19.0M$1.9M$22.9M$27.1M
YoY growthTurned lossTurned profit+14.6%+371.2%Turned profit−89.4%+48.7%−9.0%

Balance sheet, Jun 30, 2026Cash & short-term investments $41.0M · Total debt $912.1M · Total assets $10.29B · Shareholders' equity $914.4M

Revenue
$100.7M
Operating income
$27.1M
Net income
$21.0M
View details

Dividend yield
1.23%
Next ex-date
Nov 14, 26
estimated · in 52 days
Annual dividend
$0.36
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.09$0.09$0.09$0.09$0.09$0.09$0.09$0.09
Annual yield1.50%1.51%1.97%1.81%2.05%1.60%1.61%1.23%
Ex-dateNov 14Feb 14May 15Aug 15Nov 14Feb 13May 15Aug 14
Payment dateNov 29Feb 28May 30Aug 29Nov 28Feb 27May 29Aug 28
View details

Institutions69.76%27.34M shares
146 holders · as of Jun 30, 2026
Insiders3.01%1.18M shares
27 holders · as of Jul 31, 2026
Other27.23%10.67M shares
remainder

39.19M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Wellington Management Group LLPInstitution
13.76%5.39Mas of Jun 30, 2026
BlackRock, Inc.Institution
7.22%2.83Mas of Jun 30, 2026
Patriot Financial Partners GP Ii, L.P.Institution
5.12%2.01Mas of Jun 30, 2026
North Reef Capital Management LPInstitution
4.73%1.86Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.20%1.65Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Apr 27, 2026Carlos Iafigliolaofficer: See remarks+885$22.80
Jan 30, 2026Carlos Iafigliolaofficer: See remarks+1,000$21.74
Jan 27, 2026Odilon Almeidadirector+4,816$20.99
View details

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Compare

CompanyPriceChange
Amerant Bancorp$29.06−0.45%$1.14B21.111.52.0−7.2%
BankUnited$43.68−0.23%$3.18B12.310.31.7+3.9%
Seacoast Banking$32.61−0.69%$3.19B21.212.33.4+38.7%
SouthState$102.46+0.09%$9.93B10.810.53.1+1.2%
Pinnacle Financial Partners$94.34−0.27%$14.28B11.68.72.9+145.2%
Regions Financial$27.67−0.86%$23.82B11.410.22.5+2.2%
Truist Financial$47.56−1.06%$59.89B11.410.12.0+6.5%
Fifth Third$52.34−0.81%$47.82B18.012.13.2+45.2%
Valley National Bancorp$13.01−0.84%$7.27B10.99.22.4+13.3%
Median11.510.22.7+9.9%